SCW Crime Branch Jammu files chargesheets

Jammu, Dec 18: The Special Crime Wing (SCW) of the Crime Branch, Jammu, has filed charge sheets against four accused persons in two separate cases of cheating and fraud after the completion of thorough investigations.

Providing details, Senior Superintendent of Police (SSP) SCW Jammu, Sanjay Parihar, said that the first case (FIR No 09/2025 under Section 420 IPC) was registered on the basis of a written complaint received from the Branch Manager, Bank of Maharashtra, Trikuta Nagar, Jammu.

The complaint alleged that M/s Shuhul Automobiles Private Limited, an authorized dealer of Mahindra & Mahindra, along with its sales representative, Rakesh Sharma, son of Ratan Lal, resident of Ladori Garh road, village Marh, Jammu, in connivance with others, fraudulently induced the bank to sanction a car loan amounting to Rs 12,07,110 in favour of M/s CM Enterprises for the purchase of a Mahindra Thar LX (2WD).

During the investigation, it was revealed that although the loan amount was transferred to the dealership’s account, the vehicle was neither delivered to the borrower nor hypothecated in favour of the bank, as required under the car loan scheme.

This led to wrongful loss to the Bank of Maharashtra as well as the borrower, and corresponding wrongful gain to Owais Guroo, son of Ghulam Mohammad Guroo, resident of Guroo Estate, Chanapora, Baghe-Mehtab, Srinagar, Director of M/s Shuhul Automobiles Private Limited.

Based on the evidence collected, the offence under Section 420 IPC was found to be fully established. Accordingly, the charge sheet in the case was presented before the Railway Court on December 19, 2025, by Inspector Rajesh Kumar, who investigated the case.

The second case (FIR No 12/2025 under Sections 420 and 120-B IPC) was registered following a written complaint alleging that Vinod Kumar, son of Sewa Ram, and Vishal Kumar, son of Vinod Kumar, both residents of village Pandorian, tehsil Marh, district Jammu, cheated several complainants by collecting money on the false pretext of arranging overseas employment.

Investigation established that the accused persons lured victims by promising work visas for Dubai, despite not possessing any valid Immigration Consultant License, thereby violating provisions of the Emigration Act.

The investigation yielded sufficient oral, documentary, and circumstantial evidence, substantiating the allegations. Consequently, a charge sheet was filed in the case and presented before the Court of Electricity Magistrate, Jammu, by Inspector Kali Charan, who investigated the matter.

SSP Sanjay Parihar reiterated that the SCW crime branch remained firmly committed to pursuing cases of cheating and fraud with zero tolerance and ensuring that all offenders are brought to justice through due legal process.