Jammu Kashmir Registers Over 2.69 Lakh Completed PMAY-G Houses in Women’s Names | Kashmir Life

AhmadJunaidJ&KDecember 13, 2025362 Views





   

SRINAGAR: Jammu and Kashmir has recorded 2,69,682 completed rural houses registered in the names of women, solely or jointly with their spouses, under the Pradhan Mantri Awas Yojana–Gramin (PMAY-G), according to data presented in the Rajya Sabha. The Union Territory has sanctioned 2,81,470 such houses so far, underscoring the scheme’s gender-focused implementation.

The Ministry of Rural Development stated that evaluation studies, including a National Institute of Public Finance and Policy report, found PMAY-G strengthened financial inclusion for rural households by ensuring all instalments are routed directly into beneficiaries’ bank accounts. The study highlighted near-universal bank account access among beneficiaries during and after the construction period owing to the scheme’s DBT-linked design.

The Ministry also said the scheme has contributed significantly to women’s empowerment by encouraging the registration of houses in the name of female family members or jointly with spouses. A Niti Aayog evaluation in 2025 noted that PMAY-G aligns with national priorities of inclusion, poverty reduction and gender equity, while advancing India’s commitments under the Sustainable Development Goals, particularly those related to property ownership for women.

Under PMAY-G norms, all payments are made electronically into beneficiaries’ bank or post office accounts through the AwaasSoft–PFMS platform, and houses are allotted in the woman’s name or jointly, except in specific cases such as widowers or unmarried, separated and transgender individuals.

Nationally, 2.90 crore houses have been sanctioned in the names of women solely or jointly, while 2.15 crore have been completed, the data shows.



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