Jammu Kashmir Gets Over 9,000 Homes Completed in 2024–25 | Kashmir Life

SRINAGAR: Jammu and Kashmir has recorded a steady uptick in urban housing delivery under the Pradhan Mantri Awas Yojana Urban and its revamped successor PMAY U 2.0, with 9,127 houses completed and delivered in 2024–25, the Union Ministry of Housing and Urban Affairs informed the Lok Sabha on Thursday.

The data underscores the Union Territory’s gradual progress in addressing housing needs of Economically Weaker Section and Lower Income Group households, even as overall targets remain demand driven and state led.

According to the ministry’s reply, Jammu and Kashmir saw 1,272 houses sanctioned in 2024–25, while completions during the year included units sanctioned earlier, taking total deliveries to 9,127. In the previous year, 2023–24, the UT had 3,677 houses sanctioned and 3,626 completed, while in 2022–23, 266 houses were sanctioned and 6,622 delivered. Officials said the variation between sanctions and completions reflects the rolling nature of the scheme, where construction and handover often spill over into subsequent years.

The ministry reiterated that PMAY U and PMAY U 2.0 do not operate with fixed central targets. States and Union Territories are responsible for identifying beneficiaries, assessing demand, and executing projects through their urban local bodies. Central assistance is released only after projects are approved by state level committees and the Central Sanctioning and Monitoring Committee. Citizens apply through a unified web portal, with multiple levels of verification before projects are taken up.

At the national level, the scale of the programme remains vast. Since inception, 122.06 lakh houses for EWS and LIG beneficiaries have been sanctioned across the country under PMAY U and PMAY U 2.0. Of these, 113.85 lakh have been grounded for construction and 96.02 lakh houses have been completed or delivered as of November 24, 2025. The revamped PMAY U 2.0, launched from September 1, 2024, aims to support one crore additional beneficiaries over the next five years and introduces an Affordable Rental Housing vertical to address migrant and rental housing needs.

Data for other Union Territories shows mixed trends. Delhi reported no fresh sanctions in the last three years but delivered 2,669 houses in 2022–23. Ladakh recorded minimal sanctions but completed 89 houses in 2024–25. Puducherry continued to see steady sanctions and completions, with 446 houses sanctioned and 1,628 delivered in the latest year.

Among states, Uttar Pradesh, Maharashtra, Madhya Pradesh and Andhra Pradesh continue to dominate both sanctions and completions, reflecting larger urban populations and higher assessed demand. Odisha, which was the focus of the parliamentary question, has had 2.23 lakh houses sanctioned since inception, with over 1.68 lakh already delivered, backed by central assistance exceeding Rs 2700 crore. However, the ministry clarified that no proposals for Affordable Rental Housing Complexes have been received from Odisha so far.

For Jammu and Kashmir, officials said the emphasis remains on completing sanctioned units within the extended PMAY U timeline up to December 31, 2025, while also aligning future proposals under PMAY U 2.0. Regular reviews at city, UT and central levels are being used to monitor progress, occupancy and fund utilisation.